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Lutheran vs. Catholic: what's the difference?

Lutherans and Catholics share more history and more theology than either shares with most other traditions. The differences that remain are real, and they trace back to a single argument in the 1500s about how a person is made right with God.

The five differences that matter most

LutheranCatholic
Authority Scripture alone (sola scriptura) is the final authority for doctrine. Scripture and sacred tradition together, interpreted by the Magisterium (Pope and bishops).
Salvation By grace alone, through faith alone (sola fide), on account of Christ alone. By grace, working through faith and cooperation with that grace, expressed in good works and the sacraments.
The Pope No recognized authority over the church. Successor of Peter; final authority on doctrine and church governance.
Communion Sacramental union: Christ truly present in, with, and under the bread and wine. Transubstantiation: the substance of the bread and wine becomes Christ's body and blood.
Mary and the saints Honored, not prayed to. Prayer is directed to God alone. Honored and asked for intercession; prayer to God alone, but saints may be asked to pray on one's behalf.

Where they agree matters too: both hold the Nicene and Apostles' Creeds, baptize infants, believe in the real presence of Christ in communion (even while explaining it differently), and share most of the New Testament canon and the core story of the gospel.

Questions people ask

What is the main difference between Lutherans and Catholics?
Authority and how a person is made right with God. Catholics hold Scripture and tradition together, interpreted by the Magisterium. Lutherans hold Scripture alone, and teach justification by grace through faith alone, not faith plus merit.
Do Lutherans believe in the Pope?
No. Lutherans don't recognize the Pope's authority over the church. Many Lutheran bodies have bishops or synod leaders, but none claim the Pope's specific role.
Do Lutherans and Catholics believe the same thing about communion?
Both believe Christ is truly present in the bread and wine. Catholics teach transubstantiation; Lutherans teach sacramental union — present in, with, and under the elements, without claiming to explain the mechanism.
Can a Lutheran take communion at a Catholic church, or vice versa?
Generally no. The Catholic Church doesn't offer communion to non-Catholics as a rule, and most Lutheran congregations aren't in a declared communion agreement with Rome. Ask the specific congregation.
Do Lutherans pray to Mary or the saints?
No. Lutherans hold Mary in high regard — Luther himself wrote warmly about her — but prayer is directed to God alone.